More yes, less no.


A new paradigm in small business lending

Real loan offers in 5 minutes

Whether you run an up and coming startup company, the bustling local pub, or a well-established accounting firm, having access to the fast funding you need is vital to your success. Where traditional paradigms are making financing small businesses hard, Fimerica is working hard to make small business financing easy.

Fimerica understands the struggle that small business owners face when it comes to accessing the necessary working capital to run and grow their businesses. Time-consuming applications, bait and switch “pre-qualification” tactics, and cryptic underwriting processes that often end in rejection, draining you of precious time, resources and energy. That ends here.

Fimerica makes it easy. It takes just minutes to complete our simple application. After a thorough analysis of your financial data and credit profile you’ll instantly be qualified for, and presented with, up to 40 real offers for a range of loan products. All without impacting your credit score or exposing your identity!

Shop, compare and choose the offers that are right for you.

Funding doesn’t get any easier than this

Get qualified. Get Offers. Get funded.


Fimerica’s loan shopping engine provides you with a fast, anonymous, pressure-free shopping experience and upfront access to all of the loan details you need to compare your offers and make the best choice for your business.

Apply in a flash

Simply create your account, provide some basic business information, and link to your bank data and credit profile to complete your free application in minutes.

Shop and compare

Submit your application to instantly and anonymously receive real loan offers for all products and lenders for which you are credit qualified. Take your time to privately compare your offers.

Select your loan

Choose the loan that’s right for you. When you authorize us to do so, we’ll connect you to your chosen lenders to complete the funding process.

When you apply through Fimerica, you can be confident that you are qualified for your offer before we connect you with the lenders you choose. We don’t provide you with offer matches, we actually qualify you using real credit and bank data to the lenders credit criteria.




You need a loan, fast. Let us do the legwork for you.


Watch our video to learn more >

Less than perfect credit? That’s ok.

We love saying yes to small business

Believe it or not, even small business owners with near perfect credit are sometimes denied funding by traditional lenders. Held to big business standards, otherwise viable and creditworthy businesses often fail to access the working capital they need.

That’s why Fimerica has built a network of lender partners that specialize in small business lending. At Fimerica, we know that a credit score alone does not tell the whole story of your business—nor does it provide an accurate assessment of your business’s future projections.

So, if your credit is great, that’s great. If not, that’s fine too. We rely on a number of performance indicators to quickly evaluate the overall health of your business and immediately qualify you for real-time loan offers.

Fimerica’s lender network works hard to get small businesses funded. Together, we provide funding solutions to fit almost any business and almost every financial situation. After all, you’re much more than just your credit score.

Asset 2

Just a few of the factors Fimerica considers to quickly and easily qualify you for funding.

Better Rates. Better Terms. Better Offers.

A Better Experience that’s better for your bottom line.

Our Funding Products

Find the loan that’s right for you

You can count on Fimerica to connect you with the funding you need when you need it. In partnership with Experian, we’re able to efficiently qualify small businesses for more funding products from competing lenders. When you apply through Fimerica, our lender neutral platform will present you with only the best offers—with the best terms and rates—for which you qualify. With 8 products and up to 40 offers from which to choose, you’re certain to find the funding solution that’s right for you.

Interested in learning more about Fimerica?

Visit our FAQ to find answers to some of our most frequently asked questions